The Process for First-time Homebuyers


Class Schedule



THE PROCESS IN HOME OWNERSHIP

    
First-Time Homebuyer Definition – HUD defines a first-time homebuyer as someone who has never owned a home before. An individual who has not owned a home for at least three years is also considered a first-time homebuyer. For couples, if one spouse is a homeowner but the other spouse has never owned before, then, according to the FHA, both spouses are considered first-time homebuyers.
    
Introductory Session - This is your first step toward pursuing your dream of home ownership. We will introduce the process to you and complete your personal profile.
    
Homebuyer Education - Enroll in our Homebuyer Education class. Convenient classes are offered monthly on Saturday’s training sessions and readiness tool designed with you in mind.
    
Personal Assessment - Your counselor evaluates your needs and determines your potential. The goal is for you to become mortgage ready.
    
A Plan for Your Future - You and your counselor will develop and pursue a plan that when followed will enable you to become mortgage ready. Your counselor will lead you to the most suitable type of mortgage.
    
Application thru Approval - A formal application meeting will be scheduled. We will assist, monitor and follow up throughout the approval process.
    
Closing and Move In - All documents are signed, funds are released and distributed. You realize your dream of homeownership when you receive the keys to your new home!
    
Cost to Attend - Homebuyer Education Certificate Fee $99.00 per client.


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When:March 10, 2018

Where: 4606 FM 1960 W. Houston, Texas 77069

Time 9:00 AM to 5:00 PM


When:March 17, 2018

Where: 648 Orleans, Beaumont, Texas 77701

Time 9:00 AM to 5:00 PM


When:March 24, 2018

Where: 4606 FM 1960 W. Houston, Texas 77069

Time 9:00 AM to 5:00 PM


Limited seating, Register online today!